Voice-first · On-device AI

Money, heard.

Stop tapping forms. Just say what happened — "Spent twelve bucks on coffee, got forty back from Maya" — and Trackr files it for you. Subscriptions, debts, income, and investments, all in one quiet notebook.

Free — no account needed Works fully offline iOS 17+
Listening

"Paid Maya back thirty dollars for dinner last night"

Parsed · 0.4s
Maya
−$30.00
Category
Dining
Debt cleared
✓ yes
Thu · Apr 23
Evening, Alex.
Net · April
$3,148.20
↑ 8.4% vs March

Today

Blue Bottle CoffeeDining · Voice
−$12.00
Maya paid youDebt cleared · Voice
+$30.00
Spotify PremiumSubscription · Auto
−$11.99
Spent twelve bucks on coffee Got forty back from Maya Paid rent on the first Cancel HBO Dividend hit this morning Split the cab with Noah Spent twelve bucks on coffee Got forty back from Maya Paid rent on the first Cancel HBO Dividend hit this morning Split the cab with Noah
§ 01 · How it works

Speak it. Trackr writes the ledger.

A private, on-device model turns loose sentences into dated, categorized, double-entry records. It's yours — nothing leaves the phone.
You say

"Grabbed lunch with Sam, I covered the twenty-two dollars, he'll pay me back."

Natural language, messy numbers, names without context — Trackr understands. It asks once when something's unclear, then never again.

Heard · 1.1s Grabbed lunch with Sam, I covered the twenty-two dollars, he'll pay me back.
Amount
$22.00
Category
Dining
Type
Expense
+ Debt
Sam owes
§ 02 · What it does

Four ledgers, one quiet notebook.

Every side of your money deserves a page. Trackr gives each one the same calm treatment — nothing to configure, nothing to decide.
01 · MONEY

Income & expenses, by voice.

A month at a glance: spend, earn, net. Category donut, grouped timeline, every entry traceable to the sentence that made it.

02 · SUBS

Subscriptions, on a leash.

Every recurring charge, next bill date, and total monthly bleed — plus a tap to pause.

Spotify
$11.99
iCloud+
$2.99
Substack
$8.00
03 · DEBT

Who owes whom, to the dollar.

Cash splits and IOUs, automatically reconciled when the payback lands. No spreadsheets, no awkward texts.

Owed to you
+$184
You owe
−$62
04 · INVEST

Portfolio, not pomp.

Lots, cost basis, unrealized gain — read out in plain English. Add a buy by saying it; no brokerage integrations required.

05 · PRIVACY

Your phone. Period.

Speech and parsing run on-device. Nothing syncs, nothing uploads, no account to create.

06 · QUESTIONS

"How much on coffee this year?"

Ask anything in natural language. Trackr answers with the number, the trend, and the receipts.

07 · EXPORT

Clean CSV, on demand.

Your data is yours. One tap exports a full ledger to CSV or a tax-friendly summary.

§ 03 · Inside

Quiet interfaces, honest data.

Editorial serif headlines, generous whitespace, mono numerals. Dark-first, designed for late-evening reckoning.
01 · Home
Evening, Alex.
Net · April
$3,148.20
↑ 8.4% vs March
Today
Blue Bottle −$12.00
Maya +$30.00
Spotify −$11.99
Dashboard
02 · Subs
Subscriptions
Monthly
$47
Active
9
Soon
3
Spotify
$11.99
iCloud+
$2.99
Substack
$8.00
NYT
$17.00
Claude Pro
$20.00
Notion
$10.00
Arc
Recurring ledger
03 · Debt
Reckoning
Net balance
+$122.00
Owed to me
+$184.00
I owe
−$62.00
Open
Settled
Sam · dinner
+$22.00
Maya · concert
+$48.00
Noah · cab
−$14.00
Peer ledger
04 · Money
March '26
Dining
$1,218
Groceries
$753
Rent
$525
Transit
$406
Spend · donut + list
§ 04 · Privacy, by architecture

On your phone. Nowhere else.

Trackr's speech recognition and parsing run fully on-device using Apple's Foundation Models. Your voice never touches our servers — there are no servers.

No account. No sync. No analytics. No ad network. No "anonymized metadata." Just an app and your data.

On-device AI
Apple Foundation Models + local embeddings. Every sentence is parsed without leaving the device.
No cloud
No accounts to create. No sync we could leak. iCloud backup is opt-in and end-to-end encrypted.
Open export
CSV, JSON, or tax-ready PDF. Your ledger belongs to you.

Private by default

Enforced by architecture, not promises
Zero outbound traffic — audit the App Privacy report yourself
Apple Foundation Models run locally, same as Siri on-device
Face ID / Touch ID lock on every open
Open-source privacy manifest, published on launch
Delete the app → your data is gone. Simple as that.
"The rare finance app that treats your attention — and your data — like it belongs to you."
— Draft review · Not yet press, just the goal
§ 05 · Get it

Start speaking your money.

Free on iPhone. No account, no trial, no dark patterns. If Trackr isn't for you, delete it and nothing was left behind.

— or, early access —